Why work at CAB Health & Recovery Services, Inc.

Our employees know that working at CAB Health & Recovery Services means more than just a paycheck and a job. Instead, we offer a generous benefit package which allows you to take time and care for yourself and your family.

In spring 2006, we were designated as a “Family Friendly Business” by the American Association of University Women (North Shore branches, Mass.). The designation is given to organizations which support working women, provide generous family-friendly policies and which work to improve our communities.

Note: These are just highlights of your expected benefits as an employee. It does not cover all you need to know about each benefit. For detailed information, you may ask at your employer interview or request information via e-mail HR@cabhealth.org.

For current employees, contact your Human Resource Department with any questions about your benefit package.

Earned Time Off (ETO)

Eligibility:
Employees who are scheduled to work at least 20 hours per week.

Description:
ETO combines traditional vacation, paid vacation, and paid sick leave into one flexible paid-time-off policy. Accrual rate is determined by how long you have worked at CAB and your regularly scheduled work hours per week.

New employees cannot use ETO until six months of benefit-eligible employment, except for agency recognized holidays. ETO is fully vested after six months of employment.

Health Insurance

Eligibility:
Employees working 32 regularly scheduled hours per week. You are eligible for health insurance coverage on the first day of the month following your month of hire. New employees must enroll in a plan within the first 30 days of employment or during CAB's annual open enrollment period in November of each year.

Tufts HMO plan is a referral system designed to provide you with access to health care directly from within the Tufts network of health care providers. You are required to select a primary care physician (PCP). Employees electing health insurance coverage must authorize a payroll deduction for their portion of the premium. The portion of the premium paid by the employee varies with the type of coverage selected.

Dental Insurance

Eligibility:
Employees who are scheduled to work at least 20 hours per week are eligible on the first day of the month following date of hire. You must enroll within the first 30 days of employment or during the June annual enrollment period.

Description:
The voluntary dental option is a managed fee for service plan that allows you to pick your dentist from more than 5,000 dentists in Massachusetts. This plan is designed to offer you a broad range of services - while helping to reduce your dental costs.

Disability Insurance

Eligibility:
At the completion of one year of service, employees who are scheduled to work at least 32 hours per week are eligible for employer paid short-term and long-term disability insurance.

Description:
Short-term disability pays a range of 100% of annual earnings up to $500 per week to 60% of annual earnings up to $300 per week.

Retirement Plan

Employee contributions:
You may choose to make tax deferred contributions to the retirement plan through payroll deduction.

Employer contributions:
Employer contributions are discretionary and may be made annually, based upon eligible employee paid compensation for a specified period. Employees who are at least 18 years old, have worked for CAB Health & Recovery Services, Inc. for at least one year, and have worked 1,000 hours or more in the year being funded are eligible to participate. Employer contributions are fully funded after they have completed 3 years of service.

Life AD&D Insurance

Eligibility:
If you work 32 hours per week and after one year of service, you are eligible for employer paid life and accidental death and dismemberment insurance.

Description:
Life accidental death & dismemberment insurance is worth 1X basic annual earnings up to a maximum of $80,000.

Flexible Spending Account:

Eligibility:
Employees who work at least 20 hours per week are eligible within the first 30 days of hire or during our open enrollment period in November.

Description:
The reimbursement account (sometimes called an FSA) allows you to set aside money on a pre-tax basis to cover medical or day-care expenses for yourself, your spouse, and all dependences claimed on your tax return.

AFLAC

Eligibility:
You are eligible to sign up within the first 30 days of hire or during our open enrollment in November.

Description:
AFLAC offers supplemental insurance including accident, cancer, and life insurance. These options are done through a payroll deduction. However, upon leaving CAB, you may take these benefits with you to your new employer.

This page contains summary information on CAB Health & Recovery Services, Inc.’s benefit plans as of January 2008. The information contained herein is subject to change without notice. For additional information about these benefits, please contact Human Resources.

Employee Assistance Program (EAP)

CAB offers a work-life balance employee assistance program for all of its employees. Lincoln Financial provides a toll-free 24 hour assistance program, as well as on-line references to help find solutions for the everyday challenges of work and home as well as for more serious issues involving emotional and physical well-being."

Good News! As a CAB employee, we sometimes have access to group discounts to certain stores, restaurants, movie theaters and amusement parks.